motor vehicle accident lawsuits Vehicle Legal Terms

The laws that govern motor vehicles are different from state to state. In general the law, it assumes that the vehicle is being operated by the owner's permission.

The mortality rates are influenced by laws that increase penalties or make revocation automatic or make social hosts targets. Mandatory education, alcohol treatment and interlock devices have minimal effects.

Legal Definitions

The laws that govern Motor Vehicle Accident Attorneys vehicle legal terms are formulated and decided at the state level. The federal definitions of national standards for fuel economy and licensing standards for drivers of commercial vehicles are mostly administrative and are not applicable when states determine their own classifications of registration. The classifications of a vehicle's registration determine whether a driver must get a license specific to operate certain kinds of vehicles.

The state laws define the terms "automobile," "light truck" and others. As an example, a light truck is any vehicle with a manufacturer-rated carrying capacity less than 7,500 pounds. This excludes panel delivery vehicles and pickup trucks. Also, it excludes any combination of vehicles that is designed primarily to carry property or passengers wholly within its own structure, such as trailers and manufactured homes.

A wheel chair is a device equipped with wheels. It is typically used by persons who are physically disabled and cannot move about as pedestrians. Mopeds are motor vehicle that has no more than three wheels that come into contact with the ground. It can travel at speeds not more than 35 miles per hour.

A pedicab, also known as a pedal-driven vehicle, is driven by the operator sitting on top of it. The person who has the legal title to a vehicle is referred to as its owner.

Traffic Laws

Typically, every state has its own set of motor vehicle accident lawsuits vehicle laws that regulate everything from the registration process to insurance requirements. The laws also deal with the kinds of vehicles that are protected by law. While certain laws are similar between states, others vary significantly. For instance there are laws that restrict the number of people one can carry in the pedicab. There are laws that ban reckless driving on certain kinds of roads, for instance, a parking lot.

If you break these laws, you can be punished with a fine and/or a penalty. The penalties could vary from being able to have your driver's license suspended and being required to attend traffic school.

The law that governs speed limits on roads is among the most important laws that states have. In New York for example, the speed limit is the same for commercial vehicles as it is for automobiles.

The law also defines the definition of the term "motor vehicle." This includes any description of a carriage or device that is powered by mechanical power and utilized on a public road for the transport of people or property, or for other commercial purpose. The law excludes trailers semitrailers and coaches, all-terrain and snowmobile vehicles, motorized mobility assist devices for people with disabilities and self-propelled corn as well as harvesting machines for hay.

Insurance

A motor vehicle policy is a contract that protects the insurer against financial loss due to liability for bodily harm or death or property damage caused by a third party arising from running, maintaining, ownership, or use of an insured vehicle. It can also cover physical damage to the vehicle. It must contain the address and name of the named insured as well as the coverage provided by the policy, the premium that is charged, the period of effectiveness and the limits of liability. It should also include an endorsement or agreement stating that the insurance is in compliance with the coverage specific to bodily injury and death, as well as property damage.

The language in a motor vehicle policy can be confusing for anyone, and Duncanville law firms typically suggest that individuals read an example policy to understand the terms. One of the biggest confusions is the definition of "motor vehicle". This phrase appears in numerous statutes that govern the registration of vehicles and financial responsibility laws.

Examples of coverages offered under an insurance policy are commercial auto coverage for vehicles that are used for commercial and business establishments or for employment, activities, or occupations carried out for profit, as well as automobile liability insurance, which includes PIP, MP, and uninsured and motor vehicle accident attorneys underinsured motorist coverage (UM/UIM). A majority of states require drivers to have this type of insurance.

Permissible Use

If you are not the named insured or a family member drives your vehicle and gets into an accident, it's important to understand the insurance coverage that is available in these situations. This is referred to as permissive use. The specific terms of your insurance policy could differ, but most large car insurers offer this type of coverage.

It is important to remember that you are responsible for any damage caused by a driver with your permission. Permission may be express or implied but does not necessarily require a written document.

In determining if there is an implied permission, courts look at the relationship between the parties; their prior conduct and usage of the vehicle; as well as the circumstances surrounding the particular driving incident in question. The court will also consider whether there were any restrictions placed on the permissive use and if even an unintentional deviation from the duration, location and restrictions of the original permission would violate these restrictions.

Keep in mind that adding a driver to your insurance is likely to cause your insurance premium to go higher, since it makes the vehicle more risky to insure. It is therefore important to think about your options carefully before giving your vehicle over to anyone else. Contact Jerry to get a free insurance quote and to discuss your policy terms.